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BENEFITS
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Taxable Dollars
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Reimburse
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Benefit Value
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Hospital Cost
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Intern / Resident Cost
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Salary :
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| PGY-1 Intern |
$44,579.00 |
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| PGY-2 Resident |
$47,209.00
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| PGY-3 Resident |
$48,296.00
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| 8 Holidays Paid |
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Continuing Medical Education (CME) Stipend
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| PGY-1 Intern |
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$1,300.00 |
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PGY-2 Resident
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$1,500.00 |
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PGY-3 Resident
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$1,500.00
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Educational/Board/Conference Days = 5 Days
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Paid Time Off: (Effective July 1, 2005):
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| 18 Days: includes vacation, personal, and sick days (No carryover of days) |
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Health Insurance (Pre-Tax with low monthly premium)
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*
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*
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Dental Insurance (Pre-Tax with low monthly premium)
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*
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*
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Term Life Insurance Policy Equal to Annual Salary
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*
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*
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Professional Liability Insurance
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None
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Short-term Sickness and Accident benefits (60% of salary for first 13 weeks)
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*
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*
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Long-term Disability Insurance
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*
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*
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Prescriptions (Included in Health Plan)
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*
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*
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Tax Sheltered Annuities (403b) - Pre-tax payroll deduction
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Wellness Dollars (pro-rated first year), $100 every year in January for employee only.
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*
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*
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Two (2) embroidered lab coats (white jackets) per contract year.
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$40.00
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Meal allowance of $115.00 per month (not carried over month to month). This is a taxable benefit (IRS).
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$1,380.00
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Travel Stipend of $131.00 per block (13 blocks per contract year).
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$1,703.00
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Bay Regional Medical Center will issue up to $600.00 in moving expenses with receipts for initial relocation only.
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$600.00
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Free parking on campus - Interns and Residents may park in the Doctor's parking lot.
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$300.00
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Free Internet
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$180.00
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Free Exercise Room
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$150.00
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NO City Income Tax
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NO bridge or road tolls
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Memberships:
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AOA Membership Dues
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$66.00
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None
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MAOFP Membership Dues
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None
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ACOFP Membership Dues
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None
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AAFP Membership Dues
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$25.00
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None
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Licenses:
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Michigan Educational Licensure/Controlled Substance License (Educational)
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$170.00
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Certification:
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ACLS Provider/Recertification
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$125.00
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BLS
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$50.00
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APLS
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$50.00
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Neonatal Resuscitation Course
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$50.00
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| 403b Portable Retirement |
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| All Residents are eligible to contribute to 403b through the Human Resources Department |
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* Additional Benefits
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House officer lounge
Employees Assistance Program
Employee discounts at a wide variety of companies, including Phillips and Dell.
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Malpractice Insurance
Medical liability (malpractice) coverage is provided by Bay Regional Medical Center for each resident while performing residency duties. This liability coverage does not extend to moonlighting, consulting, or other activities outside of the scope of the residency. It is the resident's responsibility to arrange liability coverage for all outside employment activities.
Pagers:
All residents are supplied with pagers and are required to carry them while on call and on duty. Residents are responsible for the pagers with the understanding that if the pager is lost or damaged, replacement will be at their own expense. If a pager is malfunctioning or not working accurately, a loaner pager can be given to the resident by the Graduate Medical Education office at the Family Practice Residency until their original pager is repaired.
Family Medical Leave Act: Residents are allowed up to 12 weeks of unpaid time for leaves associated with personal or family illness. The granting of this leave is given upon notification of the Program Director who will coordinate this with Bay Regional Medical Center Human Resources.
Other Leaves of Absence:
Are mutually agreed upon by the Director of Medical Education and the resident. These leaves are granted with full knowledge of all parties involved that the requirements for accreditation and board certification require that each resident complete all elements of the training program. Therefore, time away from the program for extended periods of time exclusive of illness, vacation/continuing medical education, or holidays will need to be accounted for with extension of the residency to allow completion of 36 months of residency education. At no time will the resident return to the program after a leave of absence to a level beyond that which was attained at the time of the departure. The continuity of patient care may be interrupted for a maximum of three months, but the time missed will be added to the requirement time for graduation.
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Benefits
Cost/Value for Interns and Residents
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Health Insurance
Depends on Tier Employee Takes |
Intern/Resident Cost |
Hospital Cost |
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| Tier Green |
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| Single |
$34.39 per month |
$343.86 per month |
| 2 Party |
$76.68 per month |
$766.83 per month |
| Family |
$94.91 per month |
$949.08 per month |
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| Tier 2 |
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| Single |
$79.88 per month |
$532.54 per month |
| 2 Party |
$179.78 per month |
$1198.52 per month |
| Family |
$224.97 per month |
$1499.80 per month |
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| Dental Insurance |
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| Single |
$5.51 per month |
$27.56 per month |
| 2 Party |
$9.88 per month |
$49.41 per month |
| Family |
$17.90 per month |
$89.51 per month |
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| EYEMED (Vision Insurance) |
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| Single |
$3.32 per pay |
$3.32 per month |
| Two Party |
$6.31 per pay |
$6.31 per month |
| Family |
$9.30 per pay |
$9.30 per month |
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Prescription Drugs
Benefit included in Health Insurance |
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Term Life Insurance
One times annual earnings
1st of the month following 90 days
Max: up to $70,000
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0
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Short-term Disability
60% of Salary up to 13 weeks |
0
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Hospital is self-insured |
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Long-Term Disability Insurance
1st of the month following date of
hire. 60% of monthly salary
Max: up to $5000/mo
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0
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Wellness Dollars
Pro-rated 1st year
Employees receive wellness dollars every January |
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$100.00/year for employee only |
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